The website at GenerationAmerica.org (the “Site”) is owned by Generation America LLC, a Texas limited liability company.
Generation America may modify these Terms of Service at any time and without prior notice. Your use of the Site after we post any such revised Terms of Service constitutes your acceptance of the Terms of Service as so modified.
All contents of this Site, including text, graphics, logos and identity devices, button icons, photographic images, audio and video clips, and software (collectively, “Site Content”), are the property of Generation America or its content and product suppliers, and is protected by United States and international copyright laws and other intellectual property laws.
You acknowledge and agree that Generation America and/or its content and product and service suppliers have intellectual property or proprietary rights in not only the individual elements of the Site Content but in the selection, coordination and arrangement of the Site Content. You are hereby granted permission to access the Site Content, but solely for the purposes of viewing and browsing the Site. This permission terminates automatically if you breach any of these Terms of Service. Generation America does not grant you any permission to use any of the Site Content other than as expressly stated in these Terms of Service. Without limitation of the foregoing, neither the Site nor any of the Site Content nor any portion of either may be printed, downloaded, distributed, transmitted, republished, displayed, modified, posted, copied or otherwise reproduced or used in any form or by any means, including, but not limited to, electronic, mechanical, or other means, without the prior written permission of Generation America. Information about permission to use Site Content can be obtained by e-mailing [email protected]
Generation America reserves the right, at any time and from time-to-time in its sole discretion, with or without cause and with or without notice, to (i) revise or withdraw the Site or any of the Site Content and/or (ii) to provide, refuse to provide, restrict, suspend or terminate access by any or all persons to any or all portions of the Site or Site Content.
A username and password are required to access certain areas of the Site. You agree to be responsible for maintaining the confidentiality of your login information and to be solely liable and responsible for all damages, commitments and activity that occur under your login information or account. You agree to notify Generation America immediately of any unauthorized use of your login information or account. Generation America expressly disclaims all liability for any loss or damage arising from unauthorized use of your login information or account. You agree to not circulate your login information to other persons or organizations and you agree not to allow use of your login information by any other person or organization.
User Agreements, Representations and Warranties Regarding Submitted Information
By using the Site, you represent, warrant and covenant that (i) all personal information you provide to Generation America is true, accurate and complete as of the time you complete the registration procedure contained on the Site; (ii) you have the power and authority to enter into these Terms of Service; (iii) you are at least 18 years of age; and (iv) you will only use this Site in accordance with the terms and conditions contained in these Terms of Service.
You acknowledge that Generation America may gather personally identifiable information or materials about you and you irrevocably consent to Generation America’s collection, storage, disclosure and other use of any such information or materials. Without limitation of the foregoing, you acknowledge and agree that Generation America may disclose any information or materials you send to or via the Site, or any financial or personally identifiable information or materials, if required to do so by law or in good faith belief that such disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce these Terms of Service; (c) respond to claims that any content violates the rights of other persons or entities; or (d) protect the rights, property, or personal safety of Generation America, other users of the Site or the public.
In connection with submitting information to or in connection with use of the Site, you agree, warrant and represent as follows:
a. You will not submit content that is unlawful, abusive, deceptive, pornographic, obscene, defamatory, slanderous, offensive, otherwise inappropriate or that could give rise to any civil or criminal liability;
b. You will not submit content that is copyrighted or otherwise protected without the express written consent of the owner;
c. You will not submit material that violates or encroaches upon the rights of others;
d. You will not submit viruses or other corruptive code, content or files;
e. You will not submit anything that harms anyone, including minors;
f. You will not submit links to content that is or does any of the foregoing.
Generation America does not make any representations or warranties regarding the security of any information or materials transmitted to, via or from the Site (whether by email or otherwise) including without limitation financial information or materials or personally identifiable information or materials. You agree to assume the security risk for any information or materials you send to or via the Site. Any information or materials you send to or via the Site will be deemed NOT to be confidential or proprietary. You hereby grant Generation America an unrestricted, nonexclusive, perpetual, worldwide, royalty-free, irrevocable, assignable, sub licensable, license to gather, store, print, download, distribute, transmit, publish, display, modify, post, reproduce, perform, prepare derivative works of, and otherwise use any information or materials you send to or via the Site, and any related expression, ideas, concepts, know-how or techniques, and you agree that Generation America is free to use any of the foregoing for any purpose, whether alone or as part of other works, in any form, media or technology, whether now known or hereafter developed, and you waive all rights of attribution and integrity with respect to the same. You are solely responsible for maintaining any copies that you wish to preserve of any information or materials that you choose to send to or via the Site.
You agree to indemnify and hold harmless Generation America with respect to any claim, demand, suit, damage, loss, liability, cost or expenses, including reasonable attorneys’ fees, made by any person or organization arising out of (i) any information or materials you send to or via the Site, (ii) your use of the Site, (iii) your connection to the Site, (iv) your violation of these Terms of Service, or (v) your violation of any rights of another person or organization.
Generation America is committed to complying with U.S. copyright law and you agree to do the same.
Links and Frames
You agree that hypertext linking to the Site is not permitted if the content of the linked site is abusive, deceptive, pornographic, obscene, defamatory, slanderous, offensive or otherwise inappropriate or potentially injurious to the goodwill or reputation of Generation America, the Site, any trademark or service mark of Generation America or any product or service provider of Generation America. You agree not to use “framing” or any other technique that confuses, potentially confuses or otherwise adversely impacts the identity of the Site, the source of the Site Content or property rights of Generation America or others. You agree that any hypertext links or frame content may not imply endorsement by Generation America without the express prior written consent of Generation America.
The Generation America logo is a registered trademark of Generation America LLC. This trademark may not be used in connection with any product or service without the express advance written permission of Generation America LLC. All other graphics, logos, trademarks, and service marks are proprietary to Generation America LLC or other respective owner(s) that have granted Generation America LLC the right to use such graphics, logos, trademarks, and service marks. Such graphics, logos, trademarks, and service marks may not be used in connection with any product or service without the express advance written permission of Generation America LLC or the respective owner(s) of such graphics, logos, trademarks, and service marks.
The Site may contain links to third-party websites. These linked websites are not under the control of Generation America, and Generation America is not responsible for the contents or activities of any linked websites or any link contained in a linked website. Please be aware that other websites that can be accessed through the Site may collect personal information about you. Generation America does not make any warranty, either express or implied, regarding the content of third-party websites or any information you transmit to us or via the Site to another website.
Warranties and Limitation of Liability
THE SITE IS PRESENTED ON AN “AS IS” BASIS. NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, ARE MADE AS TO THE OPERATION OF THE SITE OR THE INFORMATION, CONTENT, MATERIALS OR PRODUCTS INCLUDED ON THE SITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, ARE EXPRESSLY DISCLAIMED AND DENIED.
GENERATION AMERICA WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND (INCLUDING, WITHOUT LIMITATION, DAMAGES ARISING OUT OF THE PAST OR FUTURE NEGLIGENCE OR OTHER FAULT OF GENERATION AMERICA) ARISING FROM THE USE OF THE SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL PUNITIVE AND CONSEQUENTIAL DAMAGES.
Generation America reserves the right to, at any time and without notice, suspend, cancel, or terminate your right to use the Site and these Terms of Service for any reason, including, in the case of these Terms of Service, for your violation of any of its provisions. The “Warranties and Limitation of Liability” and “Governing Law” sections of these Terms of Service shall survive any such termination.
Benefits of Affiliation
In return for his or her affiliation payment, the consumer receives newsletters, advocacy, eMagazines, and press releases of interest to members and providing information on the topics of financial services, money management, real estate, investments, retirement plans, health information and services, travel, entertainment, health insurance, automobile insurance, homeowners insurance, education, eldercare, medical and assisted living facilities, health and fitness, and healthy lifestyles, opportunities to receive discounts in connection with purchase of goods and services of others, and social networking opportunities.
In the event a member is not satisfied, the member is entitled to a full refund of his or her membership dues within 90 days of purchase.
|Membership Length||Refund Request Date||Amount of Refund|
|1 year membership||0 – 90 days||One year ($24.00)|
|1 year membership||90 days – 12 months||No refund|
|2 year membership||90 days – 12 months||Refund of one year ($24.00)|
|3 year membership||90 days – 12 months||Refund of two years ($48.00)|
|3 year membership||13 months – 24 months||Refund of one year ($24.00)|
Communications from the Site
We primarily communicate with our members via email. We send out a monthly eMagazine, a weekly eNewsletter, Membership Renewal notices and updates on our benefits as well as announcements about new benefits. You have the ability to receive all, or some of these categories of emails. At the bottom of each email we send out you will see a link called “Safe Unsubscribe” as well as “Update Profile/E-Mail Address”, if you click on either of these links you will be taken to a page that lists they types of emails we send out and allows you to select which emails you would like to receive. If you have any questions, please email us at [email protected]
You may request to be added to our Do-Not-E-Mail list, Do-Not-Call list, and/or our Do-Not-Mail list by writing to [email protected] and indicating your preferences. Please be sure to provide your exact name, e-mail address, mailing address and telephone number(s) and the list or lists you would like to be included on (Do-Not-E-mail, Do-Not-Call, and/or Do-Not-Mail). Even if you choose to be placed on one of these lists, we may still communicate with you using any of these methods regarding your use of our Site, your orders or your account via electronic, physical mail or the Site.
The agreement embodied within these Terms of Service (the “Agreement”) constitutes the entire agreement between Generation America and you with respect to the subject matter contained in the Agreement and supersedes all previous and contemporaneous agreements, proposals, and communications, written and/or oral. The Agreement is governed by and will be construed in accordance with the laws of the state of Texas without regard to any principles of conflicts of law that might cause the substantive laws of another jurisdiction to apply. Exclusive venue for any suit arising from the Agreement will be the state and federal courts sitting in Austin, Travis County, Texas, and, at the election of any party, any litigation will be referred to binding arbitration under the Texas Civil Practice and Remedies Code. If any provision of these Terms of Service is determined to be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable and shall not affect the validity and enforceability of any remaining provisions.