Wellspring Benefits Group
Health Insurance Under 65
Your health is your most valuable asset. Health insurance is not a luxury. It offsets costs for medical services that could otherwise be out of reach for many people. We can help you understand all of the recent changes and find the best products that fit for you.Click here for more information.
For individuals with pre-existing conditions or limited budgets for insurance, an indemnity health insurance plan may be right for you. Indemnity Health Insurance pays specific amounts for certain in-patient and out-patient expenses up to a maximum specified in the policy. This is not comprehensive coverage and is subject to certain limitations not found in major medical insurance.Click here for more information.
Get peace of mind, knowing you’ve helped protect your loved ones. Life insurance can help provide for the people who depend on you financially, if you can't be there for them or to leave a legacy to your heirs. The money can be used for final expenses, help to replace your lost income, cover debts, pay your mortgage, fund a child's education, and more.Click here for more information.
Luckily, surviving a critical illness is becoming increasingly common with advances in medical technology. However, the costs of fighting these illnesses or keeping up with everyday bills can be more than most are prepared to deal with. Critical illness insurance pays in addition to any other coverage you may have and is a great way to cover the out-of-pocket expenses of a major illness.Click here for more information.
Accidental injury is one of the most common reasons for accessing healthcare and is always unexpected. Supplemental accident insurance is a great way to offset the unexpected costs of accident or injury and benefits are paid directly to you and in addition to any other coverage you may have. Protect your eyesight with a vision insurance plan.Click here for more information.
While various types of health insurance cover the cost of medical expenses, they pay nothing to offset the loss of income due to a medical event. That’s why Disability Income insurance is so important to help replace a portion of your income why you are still unable to work.Click here for more information.
Long Term Care, Short Term Care
Long-term care (LTC) insurance covers a variety of services including home health care, convalescent and custodial care and nursing care subject to benefit triggers based on your physical or mental impairment. Long-term care insurance is a great way to offset the costs of continued care due to the effects of aging, helping to protect your assets, and giving you choice and control over where you receive care, including in your home.
Short-term care (STC) insurance provides coverage similar to long-term care with a time period of up to one year.Click here for more information.
For every $1 you spend on preventive dental care could save you $8 to $50 in future treatment costs according to the American Dental Education Association. Dental coverage can help you pay for checkups, cleanings and common procedures. Dental insurance is surprisingly affordable.Click here for more information.
Vision disorders are the second most prevalent health problem in the country, according to the National Eye Institute, affecting two-thirds of our population. And these numbers are expected to increase as our population ages. Protect your eyesight with a vision insurance plan.Click here for more information.